learner driver

[Jamin03 why change it?]

anyone recently added a youngster to their insurance whilst learning to drive.  our 18 yr old has just started lessons and we thought it'd help taking him out a bit, when he's had a few more lessons.  we've been quoted £1,500 which seems a bit steep for a few "lessons" with mom and dad but i do understand the risk for learners.

anyone else had much experience of this.

ta

[baggiebloke]

Bump.

[Spandaubaggie]

Our daughter just about to take lessons- she's 17. I understand it's cheaper for girls, but still not looking forward to the cost.

[DJPunkRoc]

Maybe Jamin 03's lad could self identify as a woman during his driving lessons?

[Cheshire East Baggie]

I sometimes doubt that insurance prices are really based on the risks. I think it's more a matter of what they can get away with.

At the other end of the scale, my wife and I have found that adding our grown-up children to the policy reduces our premium by a few percent (even though they have long left home and one has her own car). And we're on our daughter's policy which reduces her premium (because everybody wants a couple of geriatrics to drive their car, what could possibly go wrong?). Sadly, we're all in the "cheap insurance" age bracket now, although me and the missus are rapidly reaching the wrong end of that.

And another thing, has anyone filled in an insurance quotation on-line and been asked "Have you or any driver covered by the policy ever been on a driver awareness course?" They aren't allowed to know this, the details are confidential and are timed out after 3 (or is it 6?) years. But what do you do? Tell a lie and be confident that you can't be found out? What if it came to light when you made a claim, or even worse were involved in a prosecution for a serious driving offence?

Shifty bastards, insurance companies.

[sickParrot]

Have a look at veygo and marmalade, both allow temporary insurance was about a fiver for a few hours last time I used them.

[baggiebloke]

Bump.

Well. Hopefully not, as the case may be.

[coxy134]

get them on their own insurance often cheaper.

Get the oldest car you can, unemployed people get far cheaper insurance.
Get quotes below £1500 and you often don't need a black box.
My son found a 05 fiesta 1.6 zetec s cheaper than a 1.2 12 plate corsa to insure!

Black boxes are a complete money making scam, they penalise you for driving after 11pm (bugger if you work nights) if you get two many strikes they stop your insurance. Then you get blacklisted and insurance refused.

[shadman]

anyone recently added a youngster to their insurance whilst learning to drive.  our 18 yr old has just started lessons and we thought it'd help taking him out a bit, when he's had a few more lessons.  we've been quoted £1,500 which seems a bit steep for a few "lessons" with mom and dad but i do understand the risk for learners.

anyone else had much experience of this.

ta

Depends on the car you want to insure, the cover requested (Third Party or Comp) and your driving record.
I insure my Skoda Fabia with Admiral and they charged a minimal additional premium for son number 1 to be added whilst learning (think it was £80). It was more when he passed his test and let lose on his own.
I added his 20 year old girlfriend as an additional driver for £25, which I though was terrific.

[Kit Kat Chunky]

I was fortunate enough to be able to buy a small car for my daughter (took out a savings plan when she was born for the purpose). She has comprehensive Learner Driver insurance for around £250 from a specialist company.